What documentation does your company need initially to insure my jewelry?

• Also, what other documentation will I need to make a claim?

For what risks (i.e. perils) am I covered? Not covered?

Are there any deductibles?

What exclusions or exceptions are there?

How does your company satisfy claim?

• How much? Replacement?

If the item is replaced, how do you make sure I am satisfied with the replacement piece?

What if the item cannot be replaced?

Do you depreciate the item’s value?

• If so, how?

Am I covered wherever I go?

• Any time? Whoever has it?

What if I am somehow negligent?

What happens if I lose a part of a pair or set, how you replace the other half?

How much will this Insurance cost me?

What if the piece is damaged (not lost)?

What is the difference between scheduled and unscheduled coverage?

Is my policy all-risk (par loss, damage, mysterious disappearance, etc.)?

If there is a loss, do I have a choice of a full cash-out or will I have to accept less?

Can I go to whomever I wish for replacement?

Are there any geographical limitations to my coverage?

How often should I get an appraisal update?

What proof is needed to justify a claim?