A jewelry piece can be a huge investment, whether a diamond engagement ring or something you want to wear for a night out on the town. However, you may want to ensure you're getting fair market value.

Jewelry appraisal is more important than you may think. This is because it is easy to lose money through the loss and damage of jewelry, but appraisal can prevent that from happening. Here are some tips on how to ensure your jewelry is valued properly, as well as how to make sure you don’t lose anything financially.